Homeowners Insurance in and around Waterford
Protect what's important from unplanned events.
Help cover your home

Would you like to create a personalized homeowners quote?
Welcome Home, With State Farm Insurance
None of us can see what we will encounter in the future. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance covers more than your home. It protects both your home and the things inside it. If you experience falling trees or a tornado, you may have damage to some of your belongings as well as damage to the structure itself. If you don't have enough coverage, you may struggle to replace all of the things you lost. Some of your valuables can be covered if they are lost or damaged outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.
Protect what's important from unplanned events.
Help cover your home

Homeowners Insurance You Can Trust
If you're worried about what could go wrong or just want to be prepared, State Farm's high-quality coverage is right for you. Building a policy that works for you is not the only aspect that agent Larry Lukovich can help you with. Larry Lukovich is also equipped to assist you in filing a claim when troubles do come.
As your good neighbor, State Farm agent Larry Lukovich is happy to help you with understanding the policy that's right for you. Contact today!
Have More Questions About Homeowners Insurance?
Call Larry at (248) 623-0878 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What causes household mold?
What causes household mold?
Here are ways to cleanup and prevent household mold.
Why cleaning your chimney is important
Why cleaning your chimney is important
Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.

Larry Lukovich
State Farm® Insurance AgentSimple Insights®
What causes household mold?
What causes household mold?
Here are ways to cleanup and prevent household mold.
Why cleaning your chimney is important
Why cleaning your chimney is important
Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.